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All Articles on Buying | Back to Previous Page
Advantages of Buying | Home Finance 101 | Preparing to Shop | Your Real Estate Team | Making an Offer | Getting a Mortgage | Inspections | Insurance | Closing the Deal | After You Buy

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Buying Your Home

• Advantages of Buying
  Owning versus Renting, Renting and Inflation, Wealth and Equity

• Home Finance 101
  What you Can Afford/Pre-Approval, Down Payment, Closing Costs, Insurance, PMI, Property Taxes, Tax Benefits: Ownership, Tax Benefits: Selling, Maintenance Costs

• Preparing to Shop
  Getting Pre-Approved, Financing Options, Home Search, Good Neighborhoods, Evaluating Neighborhoods, Pre-Owned, New Homes, Condos

• Your Real Estate Team
  The Team and the Players, The Perfect Agent, Understanding Agency, Selecting an Agent, Your Agent and You, Who is the Broker, Other Key Advisors

• Making an Offer
  Negotiating, Transaction Process and Buyer Strategies, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work

• Getting a Mortgage
  Mortgage 101, Fixed or Adjustable, Fixed Rate, Adjustable Rate (ARM), 15 or 30 Yr, Points, Fees, Locating a Lender, Good Lenders, Prequalify/Preapproval

• Inspections and Insurance
  Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections

• Insurance
  Homeowner's Insurance, Title Insurance, Concerns With Title

• Closing the Deal
  Final Closing Statement, Closing Day, Move in After a Seller Rent-back, Final Verification of Condition

• After You Buy
  Reassemble Your Finances, Moving and Services, Moving with Family, Tax Assessments, Refinancing, Keep Receipts for Improvements